FAQ

Payteka is a leading payment service provider specializing in online payment solutions for merchants worldwide. We are committed to bringing merchants secure and flexible payment solutions, enabling them to accept a range of payment methods. Payteka is a turn-key solution for online businesses, a one-stop-shop for your payment needs. 

Payteka partners with well-documented businesses and a strong and supporting transaction history in all industries.  

Payteka is a reliable, secure and cost-effective payment service provider that enables merchants to accept online and mobile payments via credit and debit cards and several other payment methods. 

Contact us or one of our sales agents to find out more about how you can open a merchant account for your business. We will work with you to gather the required documents and assist with the application process.  

In order to accept credit card transactions and receive funds from your customers, you will need a business account.  

Contact us at [email protected] or leave us a message on our contact form and we will call you to discuss your business needs and how you can get started with Payteka. 

Flexible payment options – Merchants can accept international payments from major credit card companies like VISA, MasterCard, and more. 
Competitive pricing – We offer ambitious set-up prices and rates.
Added value service – Payteka presents extensive industry experience helping merchants better understand the market.
Security – We have developed top-notch encryption technology and implemented security measures to protect transaction data. 
Quick and easy start – We can get your merchant account up and running in less than a week, with minimal setup effort. 
User-friendly reporting tools – Monitor and analyze transaction details with our detailed and easy-to-use back-office system. 
Extend your business – Take advantage of our international partnerships and multi-currency payment options to expand your market reach.

A PSP is a company that gives merchants (online businesses) payment processing solutions through a technical gateway with connections to Acquirer Banks.

Payteka Gateway is PCI (Payment Card Industry Data Security Standards) Level 1 certified, reaching the highest level of security in online transactions. Cardholder data security has become a growing concern facing the payment industry.  As a PCI DSS compliant service provider, Payteka adheres to regulations that have been put in place by leading credit card companies aimed at cardholder fraud protection. 

Payteka supports multi-currency payments through all major credit and debit cards such as Visa, Mastercard, AMEX, Diners, and more. 

Payteka can settle merchants’ transactions in 16 different currencies such as USD, EUR, GBP, JPY, CAD, CHF, AUD, and more.

A chargeback transaction is when a customer refutes the charges applied from a business on their credit card statement and claims not to have carried out the transaction.

We know that customer experience is one of the biggest factors for returning customers and that is why we offer multi-lingual checkout, simplifying the process of online payments. 

When you use Payteka services, your customer begins the checkout process on your site and is redirected to Payteka’s secured payment page to complete their transaction. Once the payment is made, the data is encrypted and sent to banks or issuers for approval. After the transaction is approved, the funds are set aside by the acquiring bank and sent to the merchant at a pre-defined time. 

Merchants can monitor their online transaction activities anytime on our web-based back-office system. Access real-time transaction details including transaction reports, revenue flow,s and sales data. Our services also offer merchants instant email alerts set according to pre-defined parameters, such as approved and declined transactions. 

Accepting credit card payments will be a significant boost for your sales. Your clients can take comfort in knowing they can make purchases with reliable and trusted credit card companies. 

When you use Payteka’s secure hosted payment page, the customer begins the purchase on your site and is redirected to complete the transaction on a secured PCI level 1 payment page, allowing merchants to take advantage of Payteka’s certification. 

Payteka’s technology, platforms and gateway are fully mobile compatible so your users can make payments from any device. 

Payteka’s payment gateway provides merchants with advanced real-time reporting. Merchants can monitor transaction data and customize reporting according to their needs. 

Payteka partners with acquirer banks worldwide and aim to get your merchant account up and running in less than a week. 

Payteka takes security very seriously. All transaction data sent between merchants, Payteka’s gateway, and financial institutions are securely encrypted, 128-bit SSL at network level and 1024-bit RSA, 168-bit Triple-DES at the application level, assuring robust transaction data security and privacy. 

Our fraud protection and risk management technology ranks highest in its class. Our extensive experience in online payments, fraud protection and risk management technology, and PCI certification enables us to put security above all else.

Payteka technology is scalable and robust, allowing us to support multiple transactions simultaneously. Payteka also utilizes two gateways in order to balance transactions. 

If you require technical support, please contact your account manager or email us at [email protected]. 

Payteka’s gateway gives merchants the option to perform transactions such as refunds. In this case, the cardholder receives the refund amount to their credit card statement. 

Our Virtual Terminal provides merchants with a platform to accept and process manual transactions. It is easy to process a transaction over the phone with your customer’s credit card details. 

No need to download any software, Payteka’s technology is web-based, allowing merchants to access transaction data from anywhere. 

Our payment gateway can be fully integrated with your business’ website through our simple API. Payteka also offers customizable hosted payment solutions, redirecting customers to our payment page. This process requires very little if any integration and offers flexible customization options to improve the checkout experience.

DMN ensures dependable communication between Payteka and merchants’ servers. DMN brings added value to the basic integration by reducing the risk of losing data. 

DMN is an added level of security and data loss protection. The DMN allows our server to directly communicate with merchant web servers, reducing the need for unnecessary communication. 

DMN is an additional integration on top of the standard HTTP API integration necessary. You still need the standard integration as the DMN happens behind the scenes and does not provide the means to show results to your customers. 

The DMS reduces the risk of data loss by enabling direct server-to-server communication. When you have integrated the DMN, our server sends an HTTP request directly to your servers without going through your customer’s browser. 

DMN API integration documents are a part of our developer kit and can be provided by our technical support team. If you have any questions about DMN integration please feel free to contact our technical support team. 

Payteka offers payment solutions tailored to merchants’ needs, also finding a tailored pricing model. Contact us to get a better idea of the rates we can offer your business today. 

Collected funds will normally be settled to merchants within 30 days.

ePayLink charging scheme includes a moderate setup and monthly fee, plus a competitive transaction charge at a fixed % of each successful transaction.